Scary Debts
This credit card company who provided me my very first card just gave me a second one after one year of being according to them a good payor. Now this second credit card they gave me has the same credit limit as my current one … scary. I haven’t used the second one yet and I have no intention of doing so … I placed it somewhere I don’t remember lol. I’ve known quite a lot of people at work who are stumped with debts, with 5 to 6 credit cards all maxed out to debts with various debt companies. Its a wonder they can still afford to dine at fancy restaurants. Take for instance this gal I met couple of years back, when we eat somewhere just for the heck of going out … she’d always pay using her plastic. Its like everything is done using the plastic which is scary coz she’ll never be debt free with what she’s doing. From groceries to shoes to eat outs she’s plastic dependent. *sigh* Then I know of another gal who basically worked just to pay her plastics, like every pay day there’s just about a thousand thats left of her pay after paying her bills and thats not even all of them. Imagine 3 cards all mazed out … with a credit limit of 75K each plus additional loans from banks and lending companies. Wouldn’t that scare you? Am not the world’s perfect and debt free person but my finances are more than A OK. I have bills to pay and I’ve managed to meet them on time, they’re not suffocating me yet but with these people I know … am not sure if they’re even able to sleep peacefully knowing they owe a lot of companies huge amounts of money. Good if they’re in the states where there are various companies that offer debt consolidation programs to help you pay off your bills in a timely manner … but these companies don’t exist in PI so creditors are left on their own.
