Travel Insurance
I noticed these the last few times I went traveling, when you book for your tickets online (they’re cheaper that way) almost at the end of the transaction there’s always that paragraph asking you if you wanna avail of a travel medical insurance which usually cost around a couple hundred bucks. The first time I went out of the country I checked the box at the end of the paragraph agreeing that I’d like to sign up for it. Later, the second time I went out I unchecked it, realizing its a couple hundred bucks which I could use to pay for the accommodation or for food. 
